Category: Travel

3 Money-Saving Travel Tips for Retirees

Though a transient lifestyle is something few people aspire to during much of their lives, come retirement, the idea of staying in a place for only a short time has more appeal.

According to a 2014 study from the Transamerica Center for Retirement Studies, 36 percent of baby boomers want to spend their retirements traveling. Many are succeeding in doing just that, as a study from the luxury travel network Virtuoso found that today’s seniors spent an average of just over $11,000 per year on travel. That was more than any other generation, highlighting just how much older adults like to get out and explore the world.

Retirees who fear they cannot afford to travel can explore the various ways for seniors to cut costs and still satisfy their wanderlust during retirement.

1. Take advantage of age-related discounts.

Some adults prefer to hide their ages, but when it comes time to travel during retirement, honesty is the best policy. Many businesses that cater to travelers offer discounts to seniors. Car rental agencies, hotels, travel agencies, and cruise lines may offer direct discounts to customers 65 and older, while membership in organizations such as AAA and AARP may make seniors eligible for additional discounts. Discounts on lodging and airfare might net the biggest savings, but even discounts on various smaller expenses can add up to big savings.

2. Don’t overlook travel agencies.

While many prospective travelers’ first instincts are now to visit various travel websites in an effort to find the most affordable trips, it’s important that travelers not overlook travel agencies when planning trips. Travel websites, though a valuable resource, only list the hotels and airlines that agree to be included on their sites. While many participate, some do not, and those that do not may instead work independent of travel websites or partner with travel agencies. Travel agencies have access to the latest information, and many specialize in certain countries, knowing all the attractions visitors to their countries want to see. Travel agencies may offer packages that include admissions to popular attractions, which can be more affordable than planning a trip a la carte.

3. Travel as part of a group.

Group travel may not appeal to everyone, but it should appeal to older, budget-conscious travelers. Retirees who are uncomfortable driving at home will likely be even less comfortable driving in foreign countries where the rules of the road are not the same. Traveling in groups, whether it’s with a retirement community, religious organization or another program, can save travelers substantial amounts of money. Many hotels and tourist attractions offer steep discounts for group tours, which can even be arranged through travel agencies. A hidden benefit of signing up for a group tour is the chance to meet new people and develop new relationships with fellow globetrotters.

Many working professionals hope to spend the bulk of their retirement traveling the globe. While such a goal is potentially costly, there are various ways to save and still see the world.

How to Stay Safe on Wintry Roads

Many people will remember the winter of 2013-14 for all the wrong reasons. Record low temperatures and heavy snowfall were the story last winter. With winter now on the horizon once again, many motorists are looking for ways to ensure their daily commutes or holiday trips to visit family and friends are as safe as possible.

When wintry conditions, including snowfall, compromise driving conditions, it’s best for motorists to stay home. But avoiding roadways altogether is not always an option, so motorists who simply must venture out onto the roadways this winter can employ the following strategies to ensure they safely arrive at their destinations.

  • Consider winter tires. Many drivers are unsure if they need winter tires. All-season tires may suffice for those drivers who live in regions where heavy snowfall is uncommon. But winter tires are designed to perform when the temperatures are especially cold and in driving conditions featuring ice, slush and snow. Drivers who live in regions where snowfall is significant or even expected to be significant may want to install winter tires just to be on the safe side. Some drivers mistakenly believe that vehicle features such as anti-lock braking systems and traction control make their tires more capable of handling wintry roads. But such features do not provide more traction. ABS and traction control only prevent drivers from over-braking or overpowering the traction of their tires. Only better tires will improve traction.
  • Drive slowly. Many drivers mistakenly believe they only need to drive slow when snow is falling. But winter weather can make roadways unsafe even in areas that have not witnessed a single snowflake fall from the sky. Wet winter roads can quickly turn into icy winter roads, and no ABS system or traction control device can prevent a car that’s traveling too fast from skidding out. Poor visibility is another reason to drive slowly in winter. Peripheral vision is often compromised when driving in winter, as dirt, salt or sand buildup on windshields and side windows and mirrors can make it hard for motorists to fully view their surroundings. Even if your vision is not compromised, a fellow motorist’s might be. So ease up on the gas pedal in winter so you have more time to react to potentially adverse conditions.
  • Don’t drive too closely to other motorists. In addition to driving slowly, motorists also should leave extra room between their vehicles and the vehicles in front of them. In such conditions, for every 10 miles per hour drive a minimum of four car lengths behind the motorist in front of you. So if you are driving 50 miles per hour, be sure to leave 20 car lengths between you and the car ahead of you. This gives you ample time to react and builds in some extra response time should your visibility be compromised.
  • Maintain your vehicle. A vehicle should be maintained regardless of the season, but it’s especially important that your vehicle perform at its peak in winter. A vehicle’s battery and windshield wipers are a winter driver’s best friend, but only if they are operating at optimal capacity. Being stranded on a roadside in winter is more dangerous than in any other time of year. That’s because driver visibility is more compromised in winter, and it can be hard for motorists to see or avoid vehicles on the side of the road. Maintain proper fluid levels and make sure your battery is charged and the gas tank is full before making any winter trips.

Wintry conditions often make driving especially hazardous. But drivers who adopt certain habits when driving in winter can greatly reduce their risk of accidents.

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Successfully Plan Your Holiday Escape

Millions of travelers take to the roads, rails and sky in the days surrounding major holidays. While a large percentage of people travel miles and miles to visit with friends and family members these times of year, others use days off from school and work as prime times for vacations.

Holiday excursions can be exciting, but they may require some extra planning and patience. Larger crowds at airports and more cars on the roads can make holiday-timed travel challenging. Make these trips memorable by reducing travel-related stressors.


Research thoroughly

Study your travel options to determine the best way to get from point A to point B. Weigh the cost of your trip as well as the time involved in traveling. Driving may seem like a good idea if you don’t want to stretch your budget, but it may eat up too much of your vacation time if you’re traveling long distances.

If you will be flying, learn the airline baggage restrictions and the security measures in place at your departing airports. This makes navigating the airport that much easier.

Planning well in advance also enables you to get the best prices possible. A study by CheapAir.com found that those who booked tickets for domestic travel 49 days prior to departure saved the most money.

Develop a contingency plan

Even the best laid plans can go awry. Know what to do in the event a particular rest stop or scenic spot along the way is closed or if travel plans get delayed or rerouted. Certain travel apps provide real-time updates on delays or provide gate numbers prior to arriving at the airport. Other apps indicate which gas stations have the lowest prices or which rest stops offer the cleanest bathrooms.

Take your car in for a tune-up

Drivers should make sure their vehicles are in good working condition prior to departure. More cars are on the roads during holidays, and that means a greater potential for stop-and-go traffic, which can put added stress on the vehicle. Make sure your tires are properly inflated and in good condition to avoid flats or blowouts, which can delay your trip.

Pack light

Ship gifts or keepsakes ahead of time so you do not have much to lug through airport terminals or rail stations. If you must take gifts with you, wait until you arrive at your destination before wrapping them, as this makes items easier to inspect.

If you’re going on vacation instead of just a weekend getaway, you will probably return home with more items than you brought because of gifts or souvenirs. Pack an extra tote bag or an empty carry-on suitcase where you can store extra items accumulated on the trip. Otherwise, see if these things can be shipped home. It may be cheaper to ship items than to pay airline baggage fees.

Travel off-peak

It’s often quicker and less stressful to travel during off-peak hours when roads and airports are less crowded. Off-peak hours include overnight, early morning or late evening. Red-eye flights or off-peak travel times also may be less expensive.

Travelers looking to avoid crowded roadways or airports may also want to avoid especially popular travel days, such as the Wednesday before Thanksgiving. Leave a few days before a major holiday or arrive a few days after to avoid the crowds.

Travel with your own snacks

Failure to eat or drink can do more than lead to hunger pangs and dehydration. It can make the body sluggish and may affect your ability to deal with minor (or major) irritations. Pack nutritious snacks and take breaks to refuel your body.

Remember your destination

If you find holiday travel stressful, focus on the comforting thought that once you get to your destination you can kick back and relax. Do not overbook your trip and leave yourself time to unwind and decompress. TF153030