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Various Ways You Can Put Pumpkins to Use

Few items signal the fall harvest season more than the bright, orange pumpkins that dot fields and liven up displays outside of homes and businesses. Come fall, many pumpkins are turned into grinning jack-o-lanterns just in time for Halloween. But there are many other uses for pumpkins as well.

Pumpkins are believed to have originated in North America. Early Native Americans relied on pumpkins as a source of food that helped them survive long winters. Pumpkins could be roasted, baked, boiled, and dried, and they were eaten and used as medicine. Pumpkin blossoms were added to stews. The shells of the pumpkins could be dried and used as eating and storage vessels.

While pumpkins may now be symbolic of Halloween, the following are a handful of additional ways this versatile fruit can be put to use.

Beauty regimen

Pumpkins contain a number of essential vitamins and minerals that can help replenish the skin. Pumpkin purée can be mixed with honey, aloe vera gel, olive oil, and a bit of cornmeal to create an exfoliating mask for the face or body. Pumpkin also can be used to rejuvenate dry or tired skin from cold weather.

Honey, pumpkin and yogurt can be mixed together and used to condition hair. Let the mixture sit for 15 to 20 minutes, and then wash it out and shampoo.

Foods and beverages

Pumpkin purée is the basis for many tasty, pumpkin-infused treats. Purée can be used in pies, cakes, muffins, breads, and many additional foods. Pumpkin purée also may be found in certain beverages, such as smoothies and shakes. A bit of spiced purée may appear as flavoring in teas and coffees.

Roasted pumpkin seeds make a healthy treat. Foodies suggest using the seeds from “sugar pumpkins” or the ones best for making pies. Boil the seeds for a few minutes before draining. Spray a baking sheet with non-stick spray and put the seeds in a single layer. Bake at 400 F for 20 minutes. Allow to cool and serve.

Pumpkin wines and beers are popular as well. There are many recipes for developing sweet, fermented beverages, which tend to be especially popular in the fall.

The “guts” of the pumpkin can be simmered along with aromatics and other vegetables to create a vegetable stock perfect for soups and broths.

Decorations

Pumpkins can also add to one’s home décor during the fall. Pumpkins can be carved for Halloween displays, hollowed-out to hold tealights or simply left on tables and used as centerpieces. Larger pumpkins may be used as natural flower pots for mums or other seasonal floral displays. As the Native Americans once did, pumpkins can be hollowed-out and used as bowls to serve favorite soups and dips.

Use a hollowed, small pumpkin as a natural aromatic candle holder. Cut holes in the sides to vent the exhaust. Rub aromatic spices, such as cloves, nutmeg, allspice, cinnamon, and vanilla bean, on the inside of the pumpkin. Insert a beeswax candle in the bottom of the pumpkin and let it send inviting aromas into the air.

Pumpkins are a versatile fruit that can serve many purposes beyond just jack-o-lanterns and pies.

Plan Your Fall Foliage Excursion

Autumn means different things to many people. Students may embrace the dawn of a new school year, while others might embrace the crisp weather after a season of heat. One of the more widely enjoyed aspects of autumn is the chance to take in the brilliant foliage.

Although New England may be renowned for its bright, orange, red and yellow panoramas, dazzling displays of foliage can be witnessed anywhere temperatures descend enough for deciduous trees to shed their leaves.

The first step to a successful fall foliage excursion is to find the right spot. The Catskill and Adirondack Mountains of New York, Amish Country in Pennsylvania, the Great Lakes from Michigan to Ohio, and many other areas can be great places to witness nature at its most colorful. To make the most of fall foliage road trips, drivers can keep the following suggestions in mind.

· Get off the highway. To see great fall vistas, take a detour from major thoroughfares and visit small towns and mountain passes. Invest in some maps, as cellular networks may be inaccessible in remote locales.

· Avoid tourist-heavy areas. Drivers may prefer less crowded roadways to accompany the great scenery. Such drivers should visit areas that are not tourist meccas. Any area that plays home to forests and sprawling landscapes will do.

· Go on foot. To get the best photos, head out at sunrise or sunset. Soft, golden light dappled by leaves will bring out the golden tones in photos. Going on foot will help you discover the nuances of the season and slow down for a change.

· Don’t overlook overcast days. Traveling in the rain may not be fun, but overcast days might be ideal. On such days, the sun won’t be too warm and drown out the colors.

· Bring along binoculars. Wildlife is often mobile and abundant in the fall, as animals scurry to feed and gather supplies before the winter. As a result, autumn is a great time to spot wildlife that’s normally hiding in thickets and woodland areas.

· Plan for stops along the way. Don’t forget to bring some spending money in the form of cash so that you can enjoy the small farm stands and shops that often dot rural landscapes. Pick up farm-fresh produce or choose a plump pumpkin. Yard sales also are abundant this time of year. Small shops may not take credit cards, so if you plan to buy, cash is king.

Trees begin shedding their leaves as early as the beginning of September in Canada and the northern United States. As the days press on, the fall finery will gradually shift southward. For those who can afford to take a weekday off, do so, as weekends might be overcome with fellow nature enthusiasts.

How Being An Early Bird Can Benefit Holiday Shoppers

Come the end of the often hectic holiday shopping season, many people resolve to begin shopping earlier in the following year. While such resolutions can be hard to keep, shoppers would be wise to consider the myriad ways they can benefit by starting their holiday shopping earlier than they’re typically accustomed to doing.

Deals

The more time shoppers give themselves to find gifts for their loved ones, the more time they have to comparison shop and find the best deals. Retailers often offer steep discounts during the holiday season, but such deals may pale in comparison to those that can be had throughout the rest of the year. Holiday shoppers who begin shopping early can always skip buying in late summer or autumn if they think better deals can be had once the holiday season begins.

Shipping

By shopping early, shoppers can choose the least expensive shipping option offered by online retailers, potentially saving substantial amounts of money as a result. In addition, shoppers who start early won’t have to worry about items failing to arrive on time, a common source of stress for last-minute holiday shoppers.

Credit score

Another advantage to shopping early for holiday gifts is it allows consumers to protect their credit scores by spreading their spending out over several months instead of doing so in the handful of weeks between Thanksgiving and Christmas. In a survey examining debt associated with the holiday season, MagnifyMoney found that the average holiday debt in 2016 was slightly more than $1,000. Credit card debt can negatively affect consumers’ credit scores, especially if balances are not paid in full when bills are due. Shoppers can avoid such situations entirely by shopping early using only disposable income to make purchases instead of credit cards. Such financial flexibility may not be possible for shoppers who wait until the holiday season has begun to start shopping.

Time

Shoppers can save more than money by starting their holiday shopping in advance of the holiday season. In spite of the popularity of online shopping, many people still visit traditional brick and mortar retailers to do their present buying. Such stores can be overwhelmed with shoppers between Thanksgiving and Christmas, leading to long lines and lengthy searches for parking. Shoppers are far less likely to encounter big crowds and crowded parking lots if they get their shopping done before the dawn of the holiday season, saving themselves substantial amounts of time as a result.

Shoppers who commit to getting their holiday shopping done early can save money and time and protect their financial reputations as well.

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6 Great Gifts for Home Cooks

Many people enjoy preparing homecooked meals for their loved ones. Whether it’s a large family gathering during the holiday season or a weeknight meal for their immediate families, men, women and even children who like to cook enjoy the satisfied looks on their loved ones’ faces after sharing a delicious meal.

Come the holiday season, gift givers can put the same satisfied look on the faces of the home cooks in their lives by offering a variety of gifts that can make mealtime easier and/or more enjoyable.

1. Electric corkscrew: Nothing complements a good meal quite like an appropriately paired bottle of wine. Cooks who are too busy in the kitchen to utilize traditional corkscrews, which can be time-consuming and messy, might enjoy an electric corkscrew. Such corkscrews quickly remove corks from wine bottles, requiring little effort on the part of already busy cooks.

2. Cookbook: People who understand the joy of cooking often love to experiment in the kitchen. Cookbooks can be an ideal gift for such cooks. Choose a book that provides recipes from their favorite styles of cuisine, such as Italian or Indian food. Or find a book that offers an array of recipes that allows them to explore various types of cuisine.

3. Cookware: Even the best cookware can only take so much usage, and chances are home cooks’ pantries can afford an upgrade or two. Gift givers should keep in mind that many home cooks have strong preferences regarding their cookware, so it might be wise to give a gift card or ask a loved one which type of cookware he or she prefers. Of course, a covert inspection of a loved one’s pantry might provide the insight gift givers need as well.

4. Rolling pin: For the person who loves to bake, a rolling pin might make a better gift than noncooks may appreciate. Rolling pins are necessary to prepare many baked goods, and a customizable rolling pin can flatten dough to the exact millimeter, helping bake-happy home cooks prepare the perfect plate of cookies.

5. Cooking class: Cooking classes can make the ideal gift for novice home cooks who are just beginning to explore their love of cooking. But advanced classes can help more seasoned cooks perfect their craft as they learn to prepare more complex dishes.

6. Wine aerator: Much like electric corkscrews can make opening bottles of wine much easier, wine aerators can help aerate red wine more quickly than decanters, which can take up to two hours to fully aerate wine. Aerators oxidate red wine, softening its flavors and bringing out the aromas that can make a great bottle of wine that much more enjoyable.

Home cooks often enjoy preparing fresh meals for their loved ones. The holiday season presents a perfect opportunity to find gifts that make cooking that much more enjoyable for loved ones who can’t wait to whip up the next homecooked meal for family and friends.

Homemade Pie Crust Made Easy + Turkey Vegetable Pot Pie Recipe

Pot pie makes for a delicious meal, especially when home cooks go the extra mile and prepare homemade pie crust. Some may be intimidated by the idea of making their own pie crusts, but the following recipe for “Turkey Vegetable Pot Pie with Whole-Wheat Crust” from Michelle Dudash’s “Clean Eating for Busy Families” (Fair Winds) simplifies that process, ensuring a fun and easy time cooking and, ultimately, a delicious meal.

Turkey Vegetable Pot Pie with Whole-Wheat Crust (Serves 6)

For the crust:

1 cup whole-wheat flour
1 cup all-purpose flour
1/4 teaspoon salt
2/3 cup corn oil
1/3 cup orange juice

For the filling:

1 carton condensed cream of chicken soup (organic preferred)
1/2 cup low-fat milk
11/4 pound boneless, skinless turkey breast, thinly sliced into bite-size pieces
1 cup thinly sliced carrots (or frozen sliced carrots, thawed)
1 cup leeks, quartered lengthwise, then thinly sliced crosswise, using white and pale green parts only
3/4 cup thinly sliced celery
1/2 cup frozen peas, thawed
3 tablespoons whole-wheat flour
2 teaspoons dried herbes de
Provence (or 1/2 teaspoon each thyme, rosemary and basil)
1/2 teaspoon freshly ground black pepper
1/4 teaspoon salt

To make the crust: Combine flours and salt in a medium bowl. Pour in oil and orange juice and stir until moistened. Press dough to flatten and chill.
To make the filling: Blend soup and 1/2 cup of milk in a large bowl. Mix in the remaining ingredients.

Preheat the oven to 350 F. Divide dough into 2 balls, one slightly larger than the other. Roll the larger ball between 2 large sheets of waxed paper until it is 1/8-inch-thick or until it fits in the bottom of a 9-inch pie pan. Remove the top sheet of waxed paper. Turn dough over and carefully place in the pie pan, removing remaining piece of waxed paper. Press out any bubbles and patch holes with scraps of dough. Pour filling into the prepared pan. Roll remaining dough and lay it on top. Cut any excess dough hanging from the edges and crimp the crust between your thumb and forefinger to seal. Cut a heart into the center to allow steam to escape.

Place the pie on a sheet pan and bake for 1 hour and 15 minutes, until center of crust becomes golden and an instant-read thermometer inserted into the pie’s center reaches 165 F, covering browned edges only with foil about halfway through cooking. Remove the pie from the oven and allow it to rest for at least 5 minutes before cutting.

Give Boring Lunches a Big Boost

Lunch might not be the most exciting meal of the day, and conventional wisdom might not suggest it’s the most important meal. But that does not mean lunch has to be boring.

For those who tend to lean on sandwiches for their midday meals, straying from the sandwich norm can provide some variety and flavor. The following recipe for “Warm Tandoori Chicken Wraps” from Vicki Liley’s “Asian Wraps & Rolls” (Periplus) can make for a unique lunch for the whole family or even serve as an easily prepared dinner.

Warm Tandoori Chicken Wraps (Makes 6 wraps)

1/3 cup plain tandoori paste
2 tablespoons plus 1/2 cup plain yogurt
Grated zest and juice of 1 lemon
12 chicken tenderloin fillets or 3 skinless, boneless chicken breast fillets
2 carrots, peeled
1 English (hothouse) cucumber, halved and seeded
6 pieces naan
1 clove garlic, finely chopped

Leaves from 6 fresh mint sprigs, plus 2 tablespoons finely chopped fresh mint

In a small bowl, combine tandoori paste, 2 tablespoons yogurt, lemon zest, and lemon juice. Put chicken in a baking dish. Pour tandoori mixture over and stir until chicken is coated. Cover and refrigerate for 2 hours.

Light a fire in a charcoal grill or heat a grill pan. Brush grill or pan lightly with oil. Cook chicken for 4 to 5 minutes on each side, or until juices run clear when pierced with a skewer. Transfer to a cutting board and let rest for 5 minutes. Cut each tenderloin into 2 long strips (if using chicken breast fillets, slice each fillet into 4 long strips).

Using a vegetable peeler, cut carrot and cucumber into thin ribbons. To heat naan, follow instructions on packet. In a small bowl, stir 1/2 cup yogurt, garlic and chopped mint together.

Place naan on a work surface. Divide chicken, cucumber, carrot, and mint leaves among naan. Drizzle with yogurt mixture. Wrap the naan around filling and serve immediately.

Get The Facts on Life Insurance Policies

Few people want to face their own mortality when they are in the prime of their lives. However, thinking ahead and making advanced plans can save family members considerable heartache. Life insurance policies can help men and women make things easier for their spouses, children or siblings. Life insurance provides financial security in the event of a person’s death. Such insurance is a key element of estate planning and something all adults must consider. It’s smart to purchase life insurance at a relatively young age because the cost can be lower. Some people put off the process because it can be overwhelming. But Forbes magazine advises that once a person does a little research and learns the terminology associated with life insurance, choosing a policy is not so difficult.

Determine the amount of insurance you will need.
Make a list of expected expenses after you pass away. These may include any residual mortgage payments, school tuitions, automotive payments, or funeral expenses. In addition, approximate how much your family will need to live comfortably in your absence. Online calculators can help determine life insurance coverage needs. The New York Life Insurance Company says a quick way to figure out how much coverage you may need is to take your annual salary and multiply it by eight.

Decide on the type of policy.
Life insurance policies come in two broad categories: term and whole life. Term life insurance may be less expensive upfront, as it only provides coverage for a set number of years. It will only pay out if the policy holder dies during this “term.” Whole life insurance, also called “cash value,” usually costs more, but accumulates a cash value that can be borrowed against, and it pays out whenever a person passes away.

Choose among reputable companies.
You want to ensure the life insurance company you pick will be around for years and has a strong reputation, so give ample consideration to each company you explore before making a final decision.

Know the waiting period.
Many policies establish a period of time on policies wherein there is very little cash-out value and the company will not pay out the full death benefit. This may be a year or two after opening the policy. Discuss this information with the insurance agent. Life insurance can be a smart financial choice, helping men and women rest easy that their families will want for nothing in the wake of their deaths.

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How to Stretch Family Clothing Budgets

Becoming a parent is a life-changing experience unlike any other. As new parents soon find out, children are expensive, and moms and dads are often eager to find ways to save money without sacrificing the quality of care their kids receive.

According to the United States Department of Agriculture, the cost of nurturing a child to age 18, when adjusted for cost of living, has increased by $40,000 since 1960. While the cost of raising a child depends on a wide range of factors, including geography, being a parent in the 21st century requires a more significant financial commitment than it did in decades past.

Clothing is a considerable expense for growing families. Children grow out of clothes rather quickly, and parents often find themselves on the hunt for new clothing to accommodate their growing children. Parents can expect to spend in the range of $1,500 to $2,000 per year on children’s clothing, and a 2010 study from researchers at North Dakota State University found that the average American household spends about 3.8 percent of their income on clothing. Cutting clothing costs can be challenging, but it’s not impossible. The following are a few ways to curb spending.


* Shop end of season. Take advantage of end-of-season clothing close-outs to replenish wardrobes. Think ahead to what sizes children will be wearing next year and purchase accordingly. Some stores offer discounts that can be as high as 80 percent off the original price in an effort to clear out last year’s inventory and make room for new arrivals. Use an empty closet or set up storage containers marked with clothing sizes to keep clothing organized. When the kids grow into a new size, you will already have a closet full of new clothes ready to go.

* Consider consignment stores. Shopping at consignment and thrift stores can be a great way to supplement a child’s wardrobe without breaking the bank. Consignment shops and donation centers often have extensive inventories, and many items found in such stores are in excellent condition. It’s not uncommon to find popular brand name merchandise and some designer or couture finds at consignment shops. When shopping at donation stores, shoppers are not only finding affordable clothing, but also are helping to give back to the community through their purchases.

* Organize a clothing swap. Organizing a clothing swap can be a great way to save money and make friends by getting to know other parents. Chances are there are many other parents looking for ways to cut expenses. Children who grow out of clothing can pass down these items to other people. A clothing exchange is a way to socialize, recycle and save money in the process.

* Sign up for customer loyalty programs. In a typical loyalty program, a stores offers discounts to loyal customers. These discounts may include percentages off of everyday purchases or special “private” sale days that aren’t available to the general public. Shoppers also can speak to store employees to find out when retailers traditionally mark down clothing or offer specialized promotions. Establishing a good rapport with store employees can be a great way to learn about upcoming sales before your fellow customers.

Clothing expenses for children continue to rise. But cost-conscious parents can corral their clothing expenses in various ways.

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Stock Your Pantry With These Healthy Staples

When hunger pangs arrive and you head to the kitchen to prepare a meal or a snack, it helps to have healthy foods on hand so that you can fill up without filling out your clothes.

Sugary or fattening foods may be popular snacks, but consuming too many of these items can cause health implications, including weight gain, that could last for years. Although health experts tout certain “super foods” that are essential for the body, there are run-of-the-mill foods that are far less glamorous but pack their own healthy punch and are much more readily available.

When making your next shopping list, be sure to add these items.


* Rice: Starchy rice is a versatile food that can accompany many meals. Whether served as a side dish or on its own or with some broth in a soup, rice can help satisfy hunger and keep the stomach feeling full. Brown rice is a healthier option than processed white rice. Rice is also gentle on the stomach for people who need to consume bland diets due to any gastrointestinal ailments. Another advantage to rice is that it stores well and will not go bad, so you can stock up.

* Low-fat yogurt: Yogurt can be enjoyed as a snack any time of the day. Rich in calcium and healthy probiotics, yogurt can even replace certain ingredients in recipes, including creams and sour cream. As a dessert, yogurt is a better option than more fattening puddings or ice cream. Thicker varieties of yogurt can help you feel fuller, longer.

* Unsalted nuts: An excellent protein-rich snack, nuts can be the go-to food when you need a nutritional pick-me-up. Although they tend to be high in fat, much of the fat content is unsaturated fat that is rich in omega acids necessary for cardiovascular and neurological health. Nuts can be sprinkled on salads or served with cheeses to make meals more satisfying.

* Canned or dried fruits: Fruits that are packed in natural fruit juices are just as healthy as fresh produce. However, they can be stored for longer periods of time without spoiling. Many people do not consume the recommended servings of fruit, and having canned or individually packaged fruit cups available makes it easy to include fruit in your diet. Fruits are full of required vitamins and are a natural fiber source to keep digestion in check. Dried fruits can be added to nuts to make a healthy trail mix. Raisins, for example, are a great source of iron, which helps the blood transport oxygen.

* Beans and legumes: These foods are high in protein as well as fiber, generally in a low-calorie package. Beans and legumes can replace meats as a protein source in many meals when the goal is to reduce caloric and fat intake. Beans can be used to thicken sauces or make foods more hearty, helping to stretch them further.

* Vegetables: Whether fresh or frozen, vegetables are a must-have staple. Vegetables are ripe with vitamins and minerals, and pack a lot of punch with very low calories and fat. People need not worry about filling up on vegetables, and they’re one of the snacks that can be eaten in abundance without worry of racking up a lot of calories. Aim to have half of your plate filled with vegetables at every meal, which will keep you full.

* Lean protein sources: Fish, poultry and lean cuts of meat are often the basis for meals. They can be kept and enjoyed in moderation. Rich cuts of pork and beef may be flavorful but are high in saturated fats.

* Lemons or lemon juice: Rather than seasoning foods with salt and butter, lemon juice is a tasty flavoring that lends itself well to many types of foods. Lemons and limes contain limonene, furocoumarins and vitamin C, all of which help reduce your risk of cancer.

* Cranberry juice: In addition to being an antioxidant, 100 percent cranberry juice helps fight bladder infections by preventing harmful bacteria from growing. The juice can be consumed on its own or diluted to add a splash of flavor to water.

* Figs: Many people underestimate the nutritional value of figs. Figs can be eaten fresh off of the tree. Think about adding mashed figs to batters for healthier breads or even desserts. A good source of potassium and fiber, figs also contain vitamin B6, which produces mood-boosting serotonin, lowering cholesterol and preventing water retention.

There are many healthy and versatile foods that can be stored in the pantry without spoiling. They make for quick snacks and help keep you feeling fuller, longer. HM131804

Give Your Christmas a Country Feel

Christmas decorations can range from grandiose lighting displays to more subtle adornments. Some families may prefer more traditional holiday decor, while others might like the look of modern trimmings.

Holiday decorations can also be used to create an atmosphere reminiscent of a certain type of locale, giving a home a holiday in the city vibe or a more rustic feel. For those who prefer a rustic look reminiscent of a country Christmas, consider the following tips.


* Start with the tree. The Christmas tree is the center of many a home’s holiday decor, and those who want to create a country Christmas can start with their tree. Instead of traditional holiday lights, choose lights that look like candles while adorning the tree with wooden ornaments and strands of popcorn.

* Forgo traditional wrapping paper. Instead of flashy, store-bought wrapping paper, wrap presents in brown paper and put presents under the tree as early as possible. Instead of store-bought gift tags, create your own and attach a candy cane or another candy to the gift.

* Think nature with decorations. Items gathered from nature can give a home a rustic appeal during the holidays. Hang a homemade wreath on the front door and include pine cones and clippings from evergreen trees when adding decorative accents around the house. Tuck a few decorative woven baskets in corners to further emphasize a rustic look.

* Create homemade ornaments. Homemade ornaments can also give a home a more rustic look come the holiday season. Spend an afternoon creating holiday crafts with the kids and use these instead of store-bought ornaments. For those who are especially gifted craftsmen, put your woodworking skills to the test to create decorative wooden stockings that, if not functional, can be replaced with more traditional stockings come Christmas Eve.

* Don’t forget the music. Another way to create a country Christmas is to play country Christmas albums instead of classical or more traditional Christmas records. Nearly every country music star of the past and present has recorded a Christmas song or album, so create a master playlist of country Christmas songs on your digital music player and play it throughout the season to set the holiday mood in your household. HL12C747