Tag: shopping

Experience Gifts Are Out-of-the-Box Exciting

December 7, 2017MBEhleAdvice, Holidays, Shopping

The holidays are a season for decorating, entertaining and, of course, figuring out what to get all of the special people on gift lists. Instead of navigating crowded stores to find a gift that may just take up space in their loved ones’ closets, more and more people are giving the gift of an experience.

According to Dr. Thomas Gilovich, a professor of psychology at Cornell University, new belongings will only be exciting at first, but then people adapt to them. If shoppers’ goals are to prolong those feelings of excitement, then personal experiences can be more effective than material goods.

When shopping for those who seemingly have everything, a gift of an experience may be a smarter choice, especially if the experience is something the recipient may never have done before or wouldn’t think to get for him or herself. For those who need a little inspiration, the following are some ways to treat loved ones to special experiences.

· Wine tasting: Find a local winery that offers tours and other wine-tasting experiences. Many areas of the country not particularly known as meccas for wine are still homes to local wineries. Treat a loved one to a day at a nearby winery or vineyard, bringing along some snacks, such as bread and cheese, to pair with the wines.

· Fitness class party: Enable fitness enthusiasts to try out new and trendy exercise classes by giving the gift of a class or membership. Consider tagging along to a class so the recipient doesn’t have to go it alone.

· Head in the clouds: Book a trip aboard a sight-seeing plane, balloon or helicopter for the high-flying thrill-seeker on your holiday shopping list. Contact a nearby airport or sightseeing company to find out what is available. Some tours circle national monuments and points of interests, providing more bang for the buck.

· Action and adventure: There’s adventure to be had on land as well. Racing fans can sit behind the wheel of a race car and lap the racetrack like their favorite NASCAR® stars. Those who prefer getting a little wet with their wild may enjoy a whitewater rafting excursion.

· The choice is theirs: If you’re stuck on what to get, let recipients choose their own experience. Companies like Cloud 9 Living enable individuals to choose their experiences from a wide variety of options.

Giving experiences can equal a year of entertaining and enjoyable memories for gift recipients.

Travel Gifts for the Holiday Season

December 5, 2017MBEhleAdvice, Holidays, Shopping

Vacations create memories that last a lifetime. But across North America, surveys indicate that fewer people are cashing in on all of their vacation days. Some may be too busy to travel as much as they would like, while others might not be able to afford to travel. A gift of travel removes much of the expense of traveling and can serve as a catalyst one needs to go and explore.

Escaping to warm climates can be just what the doctor ordered when winter weather sets in at home. Although that first snowfall can make for a picturesque holiday season, there’s a good chance that after several storms and navigating icy roads, a getaway to sunshine and sand can help beat winter blues. When gifting travel this year, consider these great places to travel in January and February.

· Anguilla: Anguilla is a British territory in the Eastern Caribbean, just east of the British and U.S. Virgin Islands. It’s known for its long sandy stretches of beach and pleasant winter temperatures, which average 83 F. There isn’t much hustle and bustle, so this island destination can be the ideal place for relaxation.

· Australia and New Zealand: January and February are summer months in the southern hemisphere. These vibrant countries offer everything from costal charm to remote plains.

· Costa Rica: An abundance of wildlife, unspoiled beaches and rain forests draw visitors to this Central American locale. Travelers can hike active volcanoes or surf warm turquoise waters. The “dry season” arrives in December along with moderate temperatures.

· Honolulu: The weather in Hawaii tends to be beautiful year-round, but February can be an especially good time to travel to this U.S. island chain. Travel & Leisure says that hotels often slash their rates by up to 40 percent in February. This makes it much more affordable to gift a stay in Honolulu.

· Orlando: While holiday crowds peak in November and December, visiting Orlando and its main attraction, Disney World, is much easier when the crowds thin out in January and February. The slower season means affordable hotel rates and shorter lines for attractions.

· Montreal: Those who don’t want to escape the snow but embrace it might find a vacation in Montreal a welcome diversion. This cultured city offers Old World charm plus modern amenities.

· Puerto Rico: American travelers can vacation in Puerto Rico without needing travel visas or passports. While all of Puerto Rico is a sight to be seen, the capital of San Juan has thriving arts and culture.

· St. Martin: Also known as St. Maarten, this paradise offers two different cultures for the price of one. The island shares French and Dutch territory status. Visitors who like to eat well and party into the morning often find St. Martin an ideal destination.

Gifting plane tickets, hotel reservations or upgraded meal plans can make winter vacations that much more enjoyable.

Gifts That Pamper and Rejuvenate

November 28, 2017MBEhleAdvice, Holidays, Seasonal, Shopping

Stress can be bad for the body, contributing to depression, anxiety, hypertension, and even obesity. Unfortunately, more than half of working adults and 47 percent of all Americans say they are concerned with the amount of stress in their lives, according to a survey from the American Psychological Association. Canadians, too, are feeling stressed. The North American research company Ipsos found that stress affects 76 percent of the Canadian population.

Reducing stress can be especially important during the holiday season, which, thanks in part to its hectic nature, tends to produce extra feelings of stress. Gifts that pamper, relax and rejuvenate might be the ideal fit for those who need a little rest and relaxation.

· Aromatherapy: Studies have shown that aromatherapy, or breathing in certain scents, can trigger reactions in the brain and affect emotions, mood and memory. Specific essential oils can help relieve stress, induce relaxation and even promote better sleep. Scents such as lavender, lemon or yuzu, bergamot, ylang ylang, and jasmine can promote relaxation in many people.

· Candles: The combination of subtle, low flickering light and relaxing aromas can make candles soothing gifts. Put together an entire gift package with decorative candle holders or a nice tray on which candles of various heights can be placed.

· Plush robe: Sometimes lounging around the house is all that’s necessary to create a soothing atmosphere. A plush robe that is luxurious and comfortable will help that someone special unwind after a long day or after sleeping in on the weekend.

· Home aquarium: Stress can melt away watching underwater life flick and flitter through the aquarium. Combined with soothing bubbles and the gentle hum and splash of the filter, it is easy to see how having a fish tank in the home can alleviate stress. Make sure the gift recipient is able to care for the fish and select low-maintenance species.

· Bed linens: Treat someone special to the gift of added relaxation in the bedroom. Buying bed linens is often a chore and an expense that people put off. Pima cotton, silk, satin, or sateen sheets can be cool, comfortable and soothing.

· Facial treatment: A massage session can be relaxing, but so can a facial. There’s something serene about having a professional apply products and rub areas of the face and temples. Stress will slip away in an instant.

Pampering gifts can help ease anxiety, tame stress and help anyone feel more relaxed and happy.

Set and Stick to Your Holiday Budget

November 21, 2017MBEhleAdvice, Holidays, Saving, Shopping

The chance to give gifts and spend time with loved ones makes the holiday season a special time of year. But for many people, the holiday season often leads to overspending.

A 2016 survey from the American Research Group found that American shoppers anticipated spending an average of $930 on gifts that holiday season. Data from T. Rowe Price confirms that parents are spending between $400 and $500 per child each year. In 2015, CPA Canada conducted a random phone survey of 1,004 adult Canadians and found the average adult planned to spend $766 on holiday gifts.

Although these numbers can reflect an overwhelming sense of generosity, many times excessive spending is based on a desire to outdo gifting from the year prior – sometimes at the risk of personal finances. Some people are taking drastic measures to make holidays over-the-top, with some delving into emergency savings while others withdraw prematurely from retirement accounts. Budgeting for the holiday season can help shoppers keep their finances in check.

Determine spending patterns

An examination of receipts and spending habits from previous holiday seasons can help individuals establish budgets for the current year. Make a list of all expenses – even the ones that extend beyond holiday giving. These may include expenses such as gym service fees, homeowner’s insurance, traveling expenses, gift exchanges at work, and more. Extra costs can add up and should be factored into holiday budgets.

Try to recall if your spending last year felt comfortable or if you were paying off credit cards long after the holiday season had ended. If it’s the latter, resolve to make adjustments.

Establish a budget that fits

There is no such thing as a one-size-fits-all budget. Figure out if there is extra money this season or if times are tight. This will help you plan accordingly and avoid overspending. Shifting priorities can help free up some cash. If children are interested in this year’s hot (and likely expensive) gift, cut back on holiday travel or entertaining. Instead of buying gifts for coworkers, buy a drink during a night out.

Use the holidays as an opportunity to sell

Collectibles, gently used toys, video games, action figures – all of these items may be collecting dust at your home, but they might be coveted by other shoppers. Rely on the season for spending to make some extra income that can be cashed in for your own holiday purchases.

Set up an account and track spending

Establish a separate account strictly for holiday spending. This can include a credit card only used for gifts and entertaining or a savings account at a bank or credit union. You won’t know what is going out of your account unless you keep careful tabs on it. Tracking spending is the biggest key to sticking with a budget, according to the financial advice group The Balance.

Holiday budgeting can be challenging. But with some effort, it is possible to avoid debt and still enjoy a happy holiday season.

Gifts for Avid Hunters, Anglers & Outdoorsmen

November 14, 2017MBEhleHolidays, Hunting, Outdoors

The U.S. Fish & Wildlife Services’ 2011 National Survey of Fishing, Hunting and Wildlife-Associated Recreation unveiled that more than 90 million United States residents aged 16 or older participated in some sort of wildlife-related activity that year – the most recent year on record. Wildlife recreationists spend nearly $150 billion per year on their activities. With this in mind, those who have hunters, anglers or outdoorsmen on their holiday shopping lists may find that gifts facilitating these specific pursuits can be the ideal fit this holiday season.

Rather than scouring the mall for hours, a visit to the nearest sports outfitter can yield a bevy of appropriate gift ideas. For some inspiration, consider these gifts for the outdoor enthusiast.

· Binoculars: Scoping out territory and looking for game is often part of the hunt. A set of durable new binoculars can give hunters an edge.

· Heated shoe insoles: Hunting and fishing often require long wait periods – sometimes in chilly weather. Heated shoe insoles and hand warmers can keep outdoorsmen warm.

· GPS/digital watch: Although many smartphones tell time and offer GPS services, lightweight watches may be more convenient than phones. For example, the Garmin Fenex Watch is waterproof and offers such functions as GPS, an altimeter, barometer and a digital compass.

· All-season tent: Camping out is not just a summer activity. A tent that is rated to withstand various temperatures and conditions can be an asset.

· Waders: Anglers sometimes need to get up close and personal with their prey. A sturdy pair of breathable waders is ideal for those who venture out of the boat or off of the coast.

· Wool socks: They may be a basic item, but hikers, hunters and other sports people can’t stock up enough on warm, sweat-wicking wool socks that will keep their feet comfortable and dry on all excursions.

· Folding knife: Knives are ideal for cutting fishing line, twigs for a campfire and much more. A sturdy, quality knife that fits easily in a pocket or backpack is a must-have for hunters, campers and anglers.

· Water-resistant pouch: A day on the boat or near the water requires gear that can get wet without soiling items stored inside. Choose a pouch that can fit a camera, keys, phone, and other necessities.

· Climbing stand: Hunters frequently spend time up in the trees to get a better view of oncoming game. Stationary tree stands may remain for the season, but lightweight offerings fold and can be transported from area to area.

Plan Your Fall Foliage Excursion

October 12, 2017MBEhleAdvice, Autumn, Lifestyle, Seasonal

Autumn means different things to many people. Students may embrace the dawn of a new school year, while others might embrace the crisp weather after a season of heat. One of the more widely enjoyed aspects of autumn is the chance to take in the brilliant foliage.

Although New England may be renowned for its bright, orange, red and yellow panoramas, dazzling displays of foliage can be witnessed anywhere temperatures descend enough for deciduous trees to shed their leaves.

The first step to a successful fall foliage excursion is to find the right spot. The Catskill and Adirondack Mountains of New York, Amish Country in Pennsylvania, the Great Lakes from Michigan to Ohio, and many other areas can be great places to witness nature at its most colorful. To make the most of fall foliage road trips, drivers can keep the following suggestions in mind.

· Get off the highway. To see great fall vistas, take a detour from major thoroughfares and visit small towns and mountain passes. Invest in some maps, as cellular networks may be inaccessible in remote locales.

· Avoid tourist-heavy areas. Drivers may prefer less crowded roadways to accompany the great scenery. Such drivers should visit areas that are not tourist meccas. Any area that plays home to forests and sprawling landscapes will do.

· Go on foot. To get the best photos, head out at sunrise or sunset. Soft, golden light dappled by leaves will bring out the golden tones in photos. Going on foot will help you discover the nuances of the season and slow down for a change.

· Don’t overlook overcast days. Traveling in the rain may not be fun, but overcast days might be ideal. On such days, the sun won’t be too warm and drown out the colors.

· Bring along binoculars. Wildlife is often mobile and abundant in the fall, as animals scurry to feed and gather supplies before the winter. As a result, autumn is a great time to spot wildlife that’s normally hiding in thickets and woodland areas.

· Plan for stops along the way. Don’t forget to bring some spending money in the form of cash so that you can enjoy the small farm stands and shops that often dot rural landscapes. Pick up farm-fresh produce or choose a plump pumpkin. Yard sales also are abundant this time of year. Small shops may not take credit cards, so if you plan to buy, cash is king.

Trees begin shedding their leaves as early as the beginning of September in Canada and the northern United States. As the days press on, the fall finery will gradually shift southward. For those who can afford to take a weekday off, do so, as weekends might be overcome with fellow nature enthusiasts.

How Being An Early Bird Can Benefit Holiday Shoppers

October 5, 2017MBEhleAdvice, Holidays, Shopping

Come the end of the often hectic holiday shopping season, many people resolve to begin shopping earlier in the following year. While such resolutions can be hard to keep, shoppers would be wise to consider the myriad ways they can benefit by starting their holiday shopping earlier than they’re typically accustomed to doing.

Deals

The more time shoppers give themselves to find gifts for their loved ones, the more time they have to comparison shop and find the best deals. Retailers often offer steep discounts during the holiday season, but such deals may pale in comparison to those that can be had throughout the rest of the year. Holiday shoppers who begin shopping early can always skip buying in late summer or autumn if they think better deals can be had once the holiday season begins.

Shipping

By shopping early, shoppers can choose the least expensive shipping option offered by online retailers, potentially saving substantial amounts of money as a result. In addition, shoppers who start early won’t have to worry about items failing to arrive on time, a common source of stress for last-minute holiday shoppers.

Credit score

Another advantage to shopping early for holiday gifts is it allows consumers to protect their credit scores by spreading their spending out over several months instead of doing so in the handful of weeks between Thanksgiving and Christmas. In a survey examining debt associated with the holiday season, MagnifyMoney found that the average holiday debt in 2016 was slightly more than $1,000. Credit card debt can negatively affect consumers’ credit scores, especially if balances are not paid in full when bills are due. Shoppers can avoid such situations entirely by shopping early using only disposable income to make purchases instead of credit cards. Such financial flexibility may not be possible for shoppers who wait until the holiday season has begun to start shopping.

Time

Shoppers can save more than money by starting their holiday shopping in advance of the holiday season. In spite of the popularity of online shopping, many people still visit traditional brick and mortar retailers to do their present buying. Such stores can be overwhelmed with shoppers between Thanksgiving and Christmas, leading to long lines and lengthy searches for parking. Shoppers are far less likely to encounter big crowds and crowded parking lots if they get their shopping done before the dawn of the holiday season, saving themselves substantial amounts of time as a result.

Shoppers who commit to getting their holiday shopping done early can save money and time and protect their financial reputations as well.

Plan A Day To Shop Local Fairs, Shops And Stands

September 28, 2017MBEhleAdvice, Autumn, Seasonal, Shopping

Autumn is tailor-made for getting out of the house to enjoy the great outdoors. With crisp temperatures perfect for strolls or sightseeing and breathtaking scenery awash in bright autumnal hues, autumn landscapes make for the ideal backdrop for weekend plans, including shopping excursions. Fall is a great season to enjoy festivals, farmer’s markets and craft fairs, as merchants look to liquidate inventory before they prepare for the rush of the upcoming holiday season. Cities, towns, hamlets, and everything in between will host their share of open markets and more with great deals to be had, and fall is an ideal time to visit local shops and stands.

Fall Farm Produce

Fresh produce Farms big and small are bursting with produce come the fall. You can find the last vestiges of summer crops mingling with the first fruits of autumn. Grab the last of tomatoes and start thinking ahead to apples, squashes, lettuces, and grapes. You can even get an early start on pumpkin season — both for cooking and carving.

Seasonal Foods

Stock the car with reusable tote bags and scour the farmer’s markets for seasonal finds. Chances are you also might pick up some extra treats, such as fresh honey or canned jams. Food finds As plants are harvested, many items are turned into delicious treats. No autumn shopping excursion is complete until you smell a fresh-baked apple pie or some apple cider doughnuts. Corn breads and fritters, cranberry snacks and wines from nearby wineries also are easy to find in autumn. These items make welcome additions to your own pantry, or bring a freshly made treat to a friend or family member’s home when paying a visit. Also, don’t miss the food-related festivals that pop up on community calendars in the fall.

Fall Goods

From garlic to potatoes to pumpkins to cheeses, many seasonal items are on display. You also can sample these foods in interesting applications and make a day of gathering recipes and supplies to enjoy later. Crafts, jewelry and décor Include a trip to a craft fair, where local vendors come together to display and sell their wares, on your weekend schedule.

Autumn Crafts

Handcrafted items make thoughtful and unique gifts, which can be tucked away for giving later in the year. Booths at these types of events tend to be diverse. Spend the day strolling town squares or closed-off city centers, and you may find some hand-fashioned jewelry or home-crafted artisanal soaps. Those eager to enhance their homes’ décor may find unique items like painted signs, knit afghans and much more.

Shopping local shops, farms and fairs is a great way to enjoy the fresh autumn air while supporting local businesses.

Money-Saving Shopping Tips For Savvy Shoppers

August 17, 2017MBEhleAdvice, Saving, Shopping

Sticking to a budget when shopping can help shoppers stay out of debt and avoid buying items they don’t need. But staying within budget is a challenge for many shoppers, especially when they come upon items that are hard to resist.

Breaking the budget is imprudent, and savvy shoppers know it’s oftentimes unnecessary. By employing a handful of money-saving strategies on their next shopping trip, shoppers can have their cake and eat it, too.

Embrace Coupons

The days of clipping coupons from store circulars or catalogues may s eem like a thing of the past, but shoppers can still use coupons to save substantial amounts of money. While national retailers may be unlikely to offer customers coupons, many small local businesses still utilize coupons to compel shoppers to visit their stores. Small businesses may not have the advertising budgets to promote their coupons as much as their larger competitors, but savvy shoppers willing to put in a little work may find their diligence rewarded with discounts. Scan local newspapers or peruse small businesses’ websites for coupons.

Try Negotiating

There was a time when negotiation was a big part of the shopping experience. While that time has long since passed, many retailers, particularly small, locally owned businesses, may be open to negotiation. Small business owners can often be found working in their stores, so budget-conscious shoppers should not hesitate to speak with business owners or managers in an effort to negotiate sale prices.

Shop at The Right Time

Retailers must make room for new products by unloading their existing inventory. Study industry trends to determine when retailers mark down items as they try to clear room for new products. For example, clothing retailers tend to discount summer clothing as autumn approaches, making late summer a great time to shop for swimsuits and other warm weather apparel.

Be Flexible

If a certain item just won’t fit into your budget, try to be flexible and find a similar item that’s more affordable. When purchasing big-ticket items such as appliances, apply this approach by looking for last year’s models instead of the newest models on the market. Last year’s models might still be an upgrade over your existing items, and retailers tend to greatly reduce prices once new models are introduced to the market.

Savvy shoppers working within a budget can still find great deals without accruing debt or spending more money than they’re comfortable spending.

Navigating Tech Choices For School Use

August 3, 2017MBEhleRepair, Saving, School, Seasonal, Summer

Technology is essential in the daily lives of students. Whether it’s kids learning their ABC’s or graduate students pursuing advanced degrees, technology has transformed the way lessons are taught and learned. Statistics support the notion that technology in the classroom is irreplaceable. According to data from the tutoring resource PracTutor, Houghton Mifflin Harcourt and various colleges, 98 percent of schools have one or more computers in the classroom. In addition, 77 percent of teachers use the internet for instruction, while 40 percent of teachers report students use computers during instructional time in the classroom. Many instructors now assign homework that must be completed online.

The Organization for Economic Cooperation and Development looked at computer usage among 15-year-olds across 31 nations and regions. Many students in high-performing nations reported spending between one and two hours a day on a computer outside of school. Because computers are so necessary in and out of the classroom, families and students may want to revisit their options before buying new devices.

Desktop computer Desktop computers used to be the go-to for families and students, and there are still many reasons why desktops make sense. In addition to their relatively inexpensive sticker price, desktop computers allow students to customize their packages according to their needs and get a powerful operating system in the process. New and advanced processing speeds also mean that many desktop computers can be relied on for educational purposes while also being fast enough to handle recreational gaming. One of the main disadvantages of desktop computers is their lack of portability. Desktops are not easily moved, and if repairs are necessary, it can be a hassle to have them fixed.

Laptop computers Over the last decade, laptop computers have become more popular than desktop computers, largely because of their portability. Laptops are designed to be taken from place to place, so students can use them for note-taking in the classroom and then studying at home. Although laptop processors have just about caught up to desktop processors, they may be lacking the processing pop unless consumers are willing to pay more for laptops with high performance. Another shortcoming of laptops is that they generally have smaller screens than desktop computers, which can make working on fine details more challenging.

Tablets Tablets offer the most in terms of portability. They’re lightweight and small and offer a wealth of access in a compact package. Today’s tablets offer much more than the first such devices to hit the market. Some can run apps and equivalent programs that were once exclusive to desktop and laptop computers. Tablets also tend to be less expensive than desktops or laptops. Where tablets may fall short is in the peripherals. It’s difficult to connect backup drives and other accessories to tablets.

However, with advancements in cloud-based storage, this may not be an issue. Also, note-taking on virtual keyboards may be more challenging, and working on tablets’ small screens can be tiresome over time. Convertible tablet/laptops are now emerging to bridge these gaps. Shopping for a new computer can be complicated, but basing purchases on need rather than want can help guide the process.